Investment Disclaimer & Disclosure

1. Not Investment Advice

WealthEngine Pro is a financial research publication that provides quantitative analysis, trade ideas, market research, and educational tools for options traders and income-focused investors.

All content on this platform is general in nature and is not tailored to any individual's financial situation, investment objectives, risk tolerance, or specific needs. Nothing on this platform constitutes:

• Personalized investment advice or a personalized recommendation to buy, sell, or hold any security
• A solicitation or offer to buy or sell any securities, options contracts, or other financial instruments
• A recommendation to engage in any particular investment strategy
• An endorsement of any specific security, options position, or financial product

WEPro Confidence Scores, trade ideas, strike research, AI-generated analysis, and all other content represent the output of quantitative models and analytical tools. They are published to all subscribers identically and are not customized or adapted for any individual user.

You should consult with a qualified, licensed financial advisor, broker-dealer, or other financial professional before making any investment decisions. Investment decisions should be based on your own research, financial situation, and evaluation of the risks involved.

2. Regulatory Status

WealthEngine Pro operates as a financial research publication under Section 202(a)(11)(D) of the Investment Advisers Act of 1940, commonly referred to as the Publisher's Exclusion. Under this provision, a bona fide publisher of impersonal investment analysis of general and regular circulation is excluded from the definition of "investment adviser."

Consistent with this regulatory framework:

• All research, analysis, and trade ideas published on this platform are impersonal and of general circulation
• Content is not tailored, adapted, or customized for any individual subscriber
• Our analysis is published on a regular schedule (Monday, Wednesday, and Friday) to all subscribers simultaneously
• Our quantitative scoring systems and analytical models produce the same results regardless of who views them

WealthEngine Pro is not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC) or with any state securities regulatory authority. We do not hold ourselves out as investment advisers.

3. No Fiduciary or Advisory Relationship

Your use of this platform, whether as a free or paid subscriber, does not create a fiduciary, advisory, or professional client relationship of any kind between you and WealthEngine Pro, its owners, affiliates, or contributors.

We have no obligation to:

• Act in your best interest with respect to any investment decision
• Provide recommendations suitable for your individual circumstances
• Monitor or update analysis in light of changes to your financial situation
• Notify you of changes in our views or analysis regarding any security

Any reliance you place on information or analysis provided by WealthEngine Pro is strictly at your own risk.

4. Options Trading Risk Disclosure

Options trading involves substantial risk of loss and is not appropriate for all investors. Before engaging in options trading, you should carefully consider your investment objectives, level of experience, and risk appetite. You could lose some or all of your invested capital.

You should be aware of the following risks:

• Risk of Loss: Options are leveraged instruments. A relatively small market movement can have a proportionately larger impact on the value of your position. This can work against you as well as for you.
• Selling Put Options: When you sell a put option, you assume the obligation to purchase the underlying security at the strike price if assigned. The maximum potential loss on a cash-secured put is the strike price minus the premium received, multiplied by the number of contracts. In a sharp market decline, losses can be substantial.
• Assignment Risk: American-style options can be assigned at any time prior to expiration. Early assignment can occur, particularly near ex-dividend dates or expiration, and may result in unexpected position changes.
• Liquidity Risk: Some options contracts may have limited trading volume, making it difficult to open or close positions at favorable prices.
• Market Risk: Securities markets are subject to volatility, economic disruptions, geopolitical events, and other factors beyond anyone's control or ability to predict.

Past performance of any scoring system, analytical model, trade idea, or research methodology does not guarantee or predict future results. Historical performance data presented on this platform is for informational purposes only and should not be interpreted as an indicator of future returns.

The Options Clearing Corporation (OCC) publishes a document titled "Characteristics and Risks of Standardized Options," which is available at www.theocc.com. We strongly encourage you to read this document before trading options.

5. Scoring Systems and Analytical Models

WealthEngine Pro utilizes proprietary quantitative scoring systems, including but not limited to:

• WEPro Confidence Score: A composite score combining Trend Score (45%), Put-Seller Score (30%), and Zone Score (25%)
• Individual Component Scores: Trend Score, Health Score, Intrinsic Value Score, Zone Score, and Put-Seller Score
• Trade Ideas and Strike Research: Quantitative analysis of options strike prices based on scoring and technical data
• AI-Generated Analysis: Market commentary and analysis generated by artificial intelligence (Anthropic Claude)

These scores and analytical outputs are:

• The product of quantitative models using publicly available market data
• Published identically to all subscribers with no personalization
• Not predictions of future price movements, returns, or outcomes
• Not buy, sell, or hold signals and should not be interpreted as such
• Subject to the limitations of the data sources and methodologies used

AI-generated analysis may contain errors, inaccuracies, or outdated information. AI-generated content is provided for informational and educational purposes only and should not be relied upon as the sole basis for any investment decision.

6. Data Sources and Accuracy

WealthEngine Pro relies on data from third-party providers, including but not limited to Alpha Vantage (market data and technical indicators), SnapTrade (brokerage data aggregation), and other publicly available data sources.

While we strive for accuracy and timeliness:

• We do not guarantee the completeness, accuracy, reliability, or timeliness of any data displayed on the platform
• Market data may be delayed, incomplete, or contain errors introduced by third-party data providers
• Historical data used in scoring calculations may be revised or corrected by data providers after initial publication
• Technical indicator calculations depend on the quality and completeness of underlying data

You should independently verify any data or analysis before making investment decisions and should not rely solely on information presented on this platform.

7. Brokerage Data and Portfolio Tracking

WealthEngine Pro offers portfolio tracking features that display data synced from your brokerage account through SnapTrade. With respect to these features:

• Display Only: Portfolio tracking features are provided for informational display and performance tracking purposes only. They do not constitute advice, analysis of your portfolio, or recommendations for any action.
• No Trading Authority: WealthEngine Pro does not have trading authority or access to execute transactions in any user's brokerage account. We cannot place orders, transfer funds, or modify your positions.
• Data Accuracy: We do not independently verify the accuracy of data provided by your brokerage through SnapTrade. Holdings, positions, balances, and transaction data may contain errors or delays.
• Performance Calculations: Portfolio performance metrics calculated by WealthEngine Pro (including returns, benchmarking, and premium income tracking) are for informational purposes only. These calculations may differ from your brokerage's calculations due to differences in methodology, timing, or data inputs.
• No Portfolio-Specific Analysis: WealthEngine Pro does not generate trade ideas, trade suggestions, or analytical outputs based on your individual portfolio holdings. All research and analysis published on the platform is universal and not influenced by any user's portfolio composition.

8. No Tax, Legal, or Accounting Advice

Nothing on this platform constitutes tax, legal, or accounting advice. Options trading, investment income, capital gains, and other financial transactions have tax implications that vary by jurisdiction and individual circumstance.

You should consult with qualified tax, legal, and accounting professionals regarding the specific tax and legal implications of your investment activities. WealthEngine Pro does not provide and has no obligation to provide guidance on tax reporting, withholding, wash sale rules, constructive sale rules, or any other tax matter.

9. Third-Party Content and Links

The Platform may contain links to third-party websites, reference third-party products or services, or display data sourced from third parties. Such references do not constitute endorsement, sponsorship, or recommendation by WealthEngine Pro.

We are not responsible for the content, accuracy, opinions, reliability, or practices of any third-party websites, products, or services. Third-party content is governed by the terms and privacy policies of those respective parties.

10. Limitation of Liability

To the maximum extent permitted by applicable law, WealthEngine Pro, its owners, officers, employees, affiliates, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or related to:

• Your use of or reliance on any content, data, analysis, score, trade idea, or other information provided on this platform
• Any investment decisions you make based, in whole or in part, on information obtained from this platform
• Errors, inaccuracies, omissions, or delays in any data or analysis
• Losses resulting from options trading, securities transactions, or any other investment activity
• Unauthorized access to or alteration of your data or transmissions
• Any interruption, suspension, or termination of the platform or any services

This limitation applies whether the claim is based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, even if WealthEngine Pro has been advised of the possibility of such damages.

11. Forward-Looking Statements

Certain content on this platform may contain forward-looking statements, including projections, estimates, expectations, and statements about future performance or market conditions. These statements are inherently uncertain and involve known and unknown risks. Actual results may differ materially from those expressed or implied in any forward-looking statement.

WealthEngine Pro undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.

12. Changes to This Disclaimer

WealthEngine Pro reserves the right to modify this disclaimer at any time. When we make material changes, we will update the "Effective Date" and version number at the top of this page and, where appropriate, notify registered users by email. Your continued use of the platform after any changes constitutes acceptance of the revised disclaimer.

13. Contact Information

If you have questions about this disclaimer or the nature of the content provided on this platform, please contact us:

WealthEngine Pro

Email: support@wealthenginepro.com

Acknowledgement

By using WealthEngine Pro, you acknowledge that you have read, understood, and agree to this Investment Disclaimer & Disclosure in its entirety. You confirm that you understand the risks associated with options trading and that all content on this platform is general research published to all subscribers identically and is not personalized investment advice. You agree that WealthEngine Pro bears no responsibility for your investment decisions.